Life, Disability & Critical Illness Insurance

We offer many types of life insurance and living benefits insurance solutions. 

Life Insurance Solutions: 

Term life insurance 

Permanent whole life insurance

Universal life insurance

Mortgage insurance

Living Benefits Insurance Solutions:

Disability insurance

Business expense/overhead insurance

Critical illness insurance

Long term care insurance

We can work with you to set up the proper insurance coverage to meet your needs.

Here's what our clients are saying:

"Mike and his team were very knowledgeable and they really helped me by explaining the insurance coverage in detail.  They helped me walk through the process of choosing and purchasing the right life insurance for my needs."

Ryan Garrison

Video:

Please take a look at this video of real people with real life threatening critical illness situations to learn more about how critical illness insurance can help you - http://criticaluncovered.ca/en/it-can-happen-to-you/

We specialize in providing insurance solutions for professionals and
business owners.

We offer:

• corporate life insurance
• collateral Insurance
• funding for buy/sell agreements
• key person life insurance
• disability & critical illness insurance
• insured retirement plans
• overhead expense insurance
• employee group benefit plans
• group pension planning
• accident & sickness insurance
• travel medical insurance

What our clients are saying:

"The service and support from Fralick Financial has been exceptional and we look forward to continue to work together for many years."

Blair N. Stuart - Director of Operations / President of Winmar Restoration Specialists Halifax, NS