Life, Disability & Critical Illness Insurance


We offer various types of Life Insurance and Living Benefits Insurance Solutions. 


Life Insurance: 

Term life insurance 

Permanent whole life insurance

Universal life insurance

Mortgage insurance


Living Benefits Insurance:

Disability insurance

Business expense/overhead insurance

Critical illness insurance

Long term care insurance


We can work with you to set up the proper insurance coverage to meet your needs.






We offer Professionals
& Business Owners:




What our clients are saying:


"Mike and his team were very knowledgeable and they really helped me by explaining the insurance coverage in detail.  They helped me walk through the process of choosing and purchasing the right life insurance for my needs."

Ryan Garrison

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© Fralick Financial and Insurance Inc. is an incorporated financial services and insurance brokerage operating in Canada. Copyright 2009 Fralick Financial and Insurance Inc. All rights reserved.