Life, Disability & Critical Illness Insurance


We offer many types of life insurance and living benefits insurance solutions. 


Life Insurance Solutions: 

Term life insurance 

Permanent whole life insurance

Universal life insurance

Mortgage insurance


Living Benefits Insurance Solutions:

Disability insurance

Business expense/overhead insurance

Critical illness insurance

Long term care insurance


We can work with you to set up the proper insurance coverage to meet your needs.


Here's what our clients are saying:

"Mike and his team were very knowledgeable and they really helped me by explaining the insurance coverage in detail.  They helped me walk through the process of choosing and purchasing the right life insurance for my needs."

Ryan Garrison



Please take a look at this video of real people with real life threatening critical illness situations to learn more about how critical illness insurance can help you -

We specialize in providing insurance solutions for professionals and
business owners.


We offer:


What our clients are saying:

"The service and support from Fralick Financial has been exceptional and we look forward to continue to work together for many years."

Blair N. Stuart - Director of Operations / President of Winmar Restoration Specialists Halifax, NS

Tweets from Mike Fralick @FralickFinance


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© Fralick Financial and Insurance Inc. is an incorporated financial services and insurance brokerage operating in Canada. Copyright 2009 Fralick Financial and Insurance Inc. All rights reserved.