About Us

Fralick Financial & Insurance Inc. is an independent advisory team providing insurance and wealth management solutions. We are independent advisors, this means we work for you (our clients).


We represent most Canadian insurance and investment companies along with many international financial investment companies. We are independent and we're not directed by any of these financial and insurance companies. This independence allows us to truly meet our clients' needs.


Our Values


At Fralick Financial & Insurance Inc. we believe our success is based upon making sure we understand our clients' needs and by providing the right solutions. 

We are focused on; helping our customers, displaying a high level of competency and acting with integrity.




What our clients are saying:

“I have worked with Mike on a number of levels including our group benefits, insurance and partnering him with clients. Mike truly cares about his clients and is willing to go above and beyond to find a product and service that best suits your needs. He takes the time to explain all the details, doesn't shy away from a challenge and it is a pleasure to work with in all areas of his business.
Amy Mann – Sales Associate/Mgr at Prince George Hotel





Who We Are

Mike Frallick Mike Fralick


Mike Fralick is the President of Fralick Financial & Insurance Inc. He is a licensed investment representative, a life insurance agent and a Chartered Insurance Professional. Mike has been working in the insurance and financial industry for 30+ years. Mike is an active member of the Chartered Insurance Professionals Society and the Insurance Institute of Canada and he is also a past Vice President of the St. Margaret's Bay Chamber of Commerce. Mike is the past President of the Fall River and Area Business Association (FRABA) and in the past he held the position of Treasurer for The Landscape NS Association.




Mike enjoys spending time with his family and he enjoys the outdoors. His interests include hiking, fishing, boating, hockey and golf. Mike also enjoys spending time with his family who are involved in the commercial fishing industry in the Peggy's Cove, NS area.


Contact Mike anytime at:

Phone: (902) 293-6400

Email: mike@fralickfinancial.com



Mark Young


Mark Young is the Vice President of Wealth Management at Fralick Financial & Insurance Inc.  Mark is a Certified Financial Planner and is a Chartered Member of The Financial Planners Standards Council.  Mark is also a Registered Financial Planner with The Institute of Advanced Financial Planners.  Mark has extensive knowledge in retirement planning, financial planning and wealth management.  Mark is a Chartered Investment Manager with The Canadian Securities Institute and he is a Fellow of the Canadian Securities Institute through The Academy of FCSI.



Mark has 35+ years of working in the Financial Services Industry and he has held senior leadership positions in each of the traditional
`4 pillars`of the financial services industry. As R
egional Manager at  MD Management Ltd., he was responsible for operations in Atlantic Canada. He was a Director for Charles Schwab Canada and he also held the position of Atlantic Canadian Director with RBC Investor Services where Mark and his team managed assets in excess of $50 billion. At London Life (Freedom 55), Mark taught and managed the Atlantic Canada Training Centre and later
held the role of Director within the Nova Scotia Financial Centre.

In 2014, Mark decided to spend 100% of his time helping his clients attain their financial goals. In 2015, to better achieve these goals, Mark joined Fralick Financial & Insurance Inc. 

Contact Mark anytime at:
Phone: (902) 483-3285
Email: mark@fralickfinancial.ca


Fralick Financial & Insurance Inc. is affiliated with the following professional associations:

The Financial Planners Standards Council

The Institute of Advanced Financial Planners

The Canadian Securities Institute

The Insurance Institute of Canada



Fralick Financial & Insurance Inc. is an independent insurance and wealth management brokerage and provides; life insurance, health insurance, disability insurance and critical illness insurance coverage, employee group benefits, travel medical insurance, estate planning, financial planning and retirement planning.

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© Fralick Financial and Insurance Inc. is an incorporated financial services and insurance brokerage operating in Canada. Copyright 2009 Fralick Financial and Insurance Inc. All rights reserved.