Waste Water Nova Scotia                            Group Health Insurance Program




Waste Water Nova Scotia Society offers the WWNS Group Benefits Health Insurance Program available to all active members. The program offers comprehensive health insurance to members at affordable pricing. Waste Water Nova Scotia has sucessfully secured this insurance program which is underwritten by Medavie Blue Cross one of Canada's largest health insurance providers in Canada. 





The WWNS Group Health Insurance Program offers the following coverage to members:

  • Life Insurance for members and their dependents
  • Accidental Death & Dismemberment (AD&D) Coverage
  • Disability Insurance Coverage (Short-term & Long-term Coverage)
  • Health Care & Drug Coverage
  • Travel Insurance Coverage
  • Vision Care Coverage
  • Hospital & Nursing Care Coverage
  • Dental Care Coverage
  • Health Care Spending Accounts
  • Employee Assistance Programs

Optional Coverages are also available such as:

  • Critical Illness Insurance
  • Top-Up Disability Coverage
  • Long-Term Care Insurance




In developing the WWNS Group Benefits Health Insurance Program, Waste Water Nova Scotia successfully accessed the existing Group Benefits Health Insurance Program of the Better Business Bureau of Atlantic Canada. This means that WWNS members now have access to an existing large insurance plan providing comprehensive health insurance coverage at affordable and sustainable pricing. WWNS members will be granted membership to the Better Business Bureau with the first year membership fees waived (subject to certain conditions). This means WWNS members will also have access to the additional benefits of the BBB. 




To get your no obligation quote,
please contact us.




Mike Fralick - Phone: (902) 293-6400

Email: mike@fralickfinancial.com


Jamie Spence - Phone: 1-877-677-0065                                               

Email: jspence@sbwdirection.com

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